Traveling is expensive, and for most people, international travel is a luxury that just seems unaffordable. But if you’re truly motivated and make travel a priority in your life, you can find a way to fit your dreams into your budget. Here are some options to help you get a solid start at financing your travel goals.
It’s a problem if your bills are more than your income every month, or even if you’re just barely getting by. It’s important to save money so that you can build up an emergency fund and put money towards retirement. When you’re not doing that, you need to either start making more money, which is often difficult (especially in the short term), or lower your monthly expenses, which tends to be much easier. All it takes is an honest look at those expenses and finding areas where you can cut back. Here are four tips to immediately spend less every month.
Continue reading “Hack Your Way to Lower Monthly Bills with These 4 Tips”
Guest post contributed by Diana Smith
Interior design can be expensive to incorporate into your home budget, even if you’re looking to redecorate only one room. There are so many things to consider: carpet or not to carpet; what wall color to choose; should you get new furniture; what about accessories? Purchasing all of these things on a budget can seem impossible, but is it really? If you follow these tips, you’ll get the home of your dreams without breaking the bank.
Create an accent wall
Painting your walls is one of the cheapest updates you can make in your home, but when your budget is tight, even that can bring it to a breaking point. If you want to repaint your whole living room, you might need as much as two cans of paint. If you want to achieve a similar effect, try painting only one accent wall. You’ll only need a quarter of a can, and it’ll have a great impact.
Continue reading “How to Decorate Your Home on a Budget”
Guest post contributed by Emily Floate
Human nature always wants a change in their lives as they get tired of the monotonous life. Therefore they look for ways in which they can incorporate a change in their lives and make it suit and compliment their personality. The Same rule applies to the interior décor. Living in the same home for many years makes you feel tired, and you want to add some energy to your interior décor. This is not possible unless you have a good budget, but there are simple décor hacks as well that would go easy on your budget and energy level. This article would serve as your budget friendly guide to renovate your home on a budget:
1. Purchase a good porcelain tile cutter
If you are planning to renovate your home, then the best choice is to have all the repair tools at your home so you can save the maintenance cost by repairing them at home. For example, porcelain tile cutter would serve as the best tool for the maintenance of your tiles and keep them in shape.
Continue reading “Five Things You Need to Have for Home Renovation on a Budget”
Is there a better country to visit than Australia? With its golden, sandy beaches, outback desert, and modern cities, it is hard to make an argument stick. So, it’s no wonder people like you want to board a flight and travel 24 hours to an island in the far corner of the globe. But, there is a sticking point, and it is money. Like all good places, it costs to travel to Australia and back and fit in all the sights and attractions. If you’re short on cash, it might be holding you back.
Image Source: Pexels
If you’re like many families, you’re trying to find ways to ease the financial burden of the family as much as possible without sacrificing a normal life. Whether you have one income or multiple incomes in the family, there are a few ways that you can easily save money so that you have extra if there’s an emergency or if you want to do something fun with the family. It will take a bit of planning, but if you stay organized and on top of your budget, then you can live like other families without wasting a lot of money. Continue reading “Frugal Fun: 3 Ways To Ease Your Family’s Financial Burden Without Too Much Sacrifice”
We are obsessed with celebrities earnings and secretively wish we had their money. We imagine life to be easier and more fun if we were filthy rich. I would not mind having the wealth that comes with stardom. If you are prone to Google the highest earning celebrities or constantly look if there are any changes to the Forbs rich list celebrities, you might want to work towards living a life of glamour.
Managing a family budget is probably about as much fun as sitting in rush hour traffic. The thing is that you don’t want to allow it to consume your entire life. Once you have your budget in place, maintaining it should only take a few minutes. Here is how to manage a family budget for five.
In a wedding I recently attended, a bride hand-crafted nearly everything. The items that were not handcrafted were purchased second-hand. She did an amazing job and should win the most frugal bride award. It was impressive.
The wedding was held at a lodge with beautifully crafted décor on each table. Long flowing white table clothes draped across each table. To add stunning character, each table had its own color theme. All items on the table matched the color theme – even down to the hand painted glasses.
Wedding crafts can add a personal touch to your special day without breaking your budget. Here are a few ideas to keep in mind.
When I got married, a friend of mine made my wedding veil. To make your own veil, you will need bridal illusion or tulle. Be sure to purchase enough depending on your desired length. You will also need a comb or headband to attach it to your hair. You may add tiny flowers, small stones or pearls to give it bling.
If you enjoy baking, consider making your own wedding cake. Most craft stores have all the supplies you will need to decorate a beautiful cake. Practice a layer before the big day to ensure that it turns out the way you want it to. Sometimes stacking cakes can be tricky. To simplify this, purchase multiple layered cake stands to create the look you are seeking.
If the thought of fresh flowers is not even an option, consider crafting your bouquets with wild flowers. Place your bouquets in large clear vases with a satin ribbons tied around them.
Simply adding bows to your chairs or to the end of the church pews can add a special touch to any wedding venue. For fall and winter weddings, use velvet ribbon and for spring and summer, use satin ribbons.
Get friends and family involved in the wedding craft adventure. It will create lasting memories and take some of the pressure off of you. Begin early. The frugal bride I mentioned earlier started creating her wedding favors a year in advance. She picked things up gradually as she ran across them. All of her flowers, glasses, and décor were carefully pre-planned and handcrafted. Create a beautiful wedding with a personal touch by crafting your own wedding items!
Do you dread birthdays or special occasions because you simply don’t have the extra cash to buy a gift? Do you always seem to have a date saved on the calendar for a baby shower, wedding, or anniversary? It is wonderful to have friends and family that invite you to their special events. However, it can be a burden when you live on a tight budget.
One solution to this problem is to shop year round. Keeping birthdays in mind, have a watchful eye for bargains while you are already out shopping. Sometimes you can find the perfect gift out of season and on sale. Go ahead and buy it and tuck it away for later when you’ll need the gift. This will eliminate the stress of having to rush out and buy a gift at the last minute and possibly overspending.
I have a special place where I store pre-bought gifts. See, the key to purchasing early is to remember where you hid them and who they are for! Try placing a sticky note on the gift that will remind you who it is for and for what occasion.
With three children, we are forced to pre-buy. I make it a point to check out clearance isles everywhere I go. One year we bought birthday gifts for our three children and all of our nieces and nephews on one totally amazing clearance isle. It was a hot spot! We didn’t have a lot of extra cash but knew if we didn’t go ahead and take advantage of the sale we would end up paying 75% more later on.
Another suggestion is to shop on Black Friday or Cyber Monday when stores dramatically lower their prices for quick 24 hour sales. We personally can’t take the Black Friday madness, but have found that Cyber Monday is just as good. Last year we purchased the majority of our Christmas gifts on Cyber Monday.
You can be a great gift giver on a budget! Next time you are out, stop by the clearance isle or the sale racks. You may be surprised at what you find!