When you do shopping, you can face some risks starting from fakes and duplicates to stealing your financial and confidential information. If you think of how to become a smart shopper, you should be aware of the most common shopping scams. It’s good to make research before accepting any shopping offers by phone or from unknown websites. Check Federal Trade Commission website; read other consumers’ feedback on such review websites as BBB, Google Reviews, Yelp, PissedConsumer.com, etc.
So you have your eyes set on that piece of equipment, that new piece of tech. Or maybe a nice purse, or a gorgeous jacket you just can’t seem to let go. Sure, it’s expensive, but it’s on sale now, so it’s something approaching your budget. However, you can’t really afford it at the moment, unless you use something extra. This is where personal loans and credit cards come on.