5 Things You Need to Remember to Budget for When Building a House

Whether you are reviewing your budget to determine if you can afford to build a new home or construction on your new home is already underway, you understandably want to ensure that you can afford your move-in experience. The bulk expense associated with building a home will be finalized by the time you start unloading the moving truck, but there are a few additional expenses that you need to plan for after the construction is completed.

Move-in Deposits

In many cases, you may be required to pay various deposits when moving into a new home. For example, your new water or energy company may require a cash deposit to start service. Calling ahead to set up new service accounts will give you a better idea of which deposits are required in your area and how much they will cost.

New Furniture

You may have plans to move most or all of your existing furniture into your new home, but you may have many empty rooms or spaces that need additional furnishings. Nobody wants to live in a half-empty home for months on end because they cannot afford to fully furnish the home. You understandably want the space to be properly outfitted and decorated from the start, and budgeting for furniture and décor is essential for this to happen.


If your new construction home is like many others, it may include some basic appliances, such as a dishwasher, cooktop, and stove. Other appliances may not be included. Common appliances that you may need to purchase separately include a fridge, a microwave, a washing machine, and a dryer. Get quotes for these items up-front, and consider setting a delivery date within a day or two after you move in as a matter of convenience.

Convenience Features

You may want your new house to feel like home from the start, and investing in a few convenience features can go a long way toward helping you and your family to feel more comfortable. One idea is to invest in a tilt garage door openers, and think about getting a model that has a keypad mounted to the exterior of the garage door frame. A sprinkler system and even a camera connected to the doorbell are additional convenience features to consider.

Pest Control

Pests can be a nuisance in any home regardless of its age. With a new construction home, however, the habitat where insects, rodents and more than once may be disturbed. These critters may be more likely to try to make a home in your new house. Pest control is a thoughtful addition to your budget for the first few months or even years that you live in a new construction home.

You can see that some of these expenses are veritable necessities, and others are extras that you may not want to live without. As you prepare your budget for the months ahead, remember to incorporate these expenses into your financial plan.

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