If you need more money to decorate your house you bought with a loan taken from a bank, you can opt for a top-up loan. This is a special type of a loan provided by the bank you have taken the home loan from, provided you have already started to pay the EMI of your existing home loan to the bank.This will meet with your need for more money to decorate your home.
So you have your eyes set on that piece of equipment, that new piece of tech. Or maybe a nice purse, or a gorgeous jacket you just can’t seem to let go. Sure, it’s expensive, but it’s on sale now, so it’s something approaching your budget. However, you can’t really afford it at the moment, unless you use something extra. This is where personal loans and credit cards come on.
Everyone loves that new car smell, but when it comes to actually buying a new car, we all tend to show a little less enthusiasm. The excitement of choosing a new car can be squashed quickly as soon as you start trying to price compare, apply for loans, negotiate, choose a dealer, and everything else that goes along with trying to get the best bang for your buck.