Whether you’re 16 or 60, it’s never too early or too late to start taking better care of your money. You need to think beyond the present day. You need to make sure that you’ve secured your future in a financial sense. Obviously, as we’ll discuss in this article, you can’t predict everything in life. But that’s why you need to make sure that you’ve got a safety net in the form of substantial savings. This all starts with you making smarter decisions when it comes to your money. It’s time to take charge. This beginner’s guide should help you to start managing your personal finances well.
I know we all have big financial dreams and aspirations at the beginning of a new year, however, if we are honest with ourselves, sometimes those dreams can fizzle out too quickly.
A great place to start is to set goals. Make a plan. What will it take to jump start your savings plan? Stay with me…there are a few simple things that you can implement daily, weekly, or monthly throughout the year that will make a huge difference in your finances.
Continue reading “Create Your Own 2018 Money Saving Challenge”
It’s a problem if your bills are more than your income every month, or even if you’re just barely getting by. It’s important to save money so that you can build up an emergency fund and put money towards retirement. When you’re not doing that, you need to either start making more money, which is often difficult (especially in the short term), or lower your monthly expenses, which tends to be much easier. All it takes is an honest look at those expenses and finding areas where you can cut back. Here are four tips to immediately spend less every month.
Continue reading “Hack Your Way to Lower Monthly Bills with These 4 Tips”
Even though fuel prices have stabilized, the average driver is still spending nearly $2,000 dollars on gas every single year. Depending on your finances, that amount could have a major impact on your quality of life. Here are five strategies that you and your loved ones can use to conserve fuel and keep a little extra money in the bank.