Why is financial planning important? That’s a question that seems like it shouldn’t even have to be asked, and yet so many people aren’t really planning for their financial futures. They sock away a little here and there. Maybe they have a CD. However, that sporadic, hit-or-miss approach absolutely will not cut it for the future. Which is why it’s actually important to think about the answer to this question. Why is financial planning important? Mainly because you’re probably not doing it.
Refinancing is on the agenda for many homeowners these days. I recently refinanced our home, and unfortunately, I learned a lot. I say unfortunately because it would have been far less stressful if I’d already known these things. You see, although we refinanced, the mortgage was procured before I was in the picture, which means that this refinance process was the first mortgage-related thing I’d ever gone through. Although I should have expected that it’s quite a process, I was incredibly naive about just how much information the bank uses to determine if you’ll be able to refinance.
Our bank was great, but my lack of knowledge made everything highly stressful for me. So today, I’m going to give you some home refinancing tips to help make the process far less stressful and ensure that you get through it with little to none of the headaches that I had when I did it.
We are honored to work with our partner, Basic Invite to bring you creative ideas to show loved ones and friends how much you’re thinking of them this holiday season.
Custom holiday cards are a thoughtful way to send your love to friends and family this holiday season.You could find zillions of cards at stores all over the place, but they’re so mudane, and everyone is buying them. I remember getting two Christmas cards a few years ago that were the same cards I sent out to my loved ones. Rather than being like everyone else, why not create custom holiday cards and really let your family’s spirit shine for the holidays? You can do just that with Basic Invite.
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Treating hard water is something that many of us have to deal with. Not only does hard water make it difficult to feel clean after a shower and washing our clothes, but it also damages our pipes. The minerals in hard water make it difficult to do almost everything in the home, including keeping our pipes in good working order. Mineral build up from hard water can clog pipes, reducing water flow throughout the home. In addition, water heaters, washers, and other appliances that use water can experience reduced function due to scale buildup. When left untreated, these deposits and buildup can lead to ongoing maintenance and costs – many of those costs being quite hefty. That means that treating hard water is vital to your home’s health if you have this issue.
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Taking advantage of Black Friday deals is one of the best ways to get holiday shopping done fast and for less money. When Black Friday rolls around, it’s time to get your shopping muscles working and score those deals at all the stores you love. I have gotten some of the best deals of my life on this day, and it’s become one of my favorite times of the year to shop. Sure, it gets crazy in the stores, but dealing with crowds is a small price to pay when it comes to taking advantage of Black Friday deals.
Over the years, I’ve developed a system for Black Friday, and it’s been a big help for me. With Black Friday fast approaching, I want to give you some tips on how to score big so you can make the most of your Black Friday Experience.
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Humidifying your home is so important during the winter. When we run the heat, it sucks the moisture out of the air in our homes. That leads to dry skin, dry nasal passages, and a lot of discomforts. If you’re like me, your hands get incredibly dry and eventually crack. Your nose gets itchy and raw. The back of your throat is constantly scratchy. It’s miserable. Humidifying your home is an excellent way to stave off all of that. When you have the proper level of humidity in the air, you’re a much happier camper.
Living in Chicago is a great experience for those who love a lifestyle that is filled with things to see and do no matter what time of day or night it may be. This bustling city combines a rich history with spectacular architecture, amazing attractions that range from the educational to purely entertaining, some of the best food anywhere in the United States, the classic Chicago beachfront, and so much more. With so much going for this city, it’s easy to see why living in Chicago is so much fun for so many people.
Photo by Blake Guidry
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Mother’s Day tech gifts are the perfect option for the special mom in your life who loves gadgets, devices, and finding new ways to use them. Mother’s Day is the next big holiday coming down the pipe, so why not start shopping early and avoid doing the mad dash for gifts a day before her celebration. Today, we’re talking Mother’s Day tech gifts that range from cooking to travel. With these gifts, you’ll be sure to find something (or somethings) to make the special mom in your life happy.
Choosing the right wig can be a daunting task. What style best suits you? What color do you want? Should you get synthetic or human hair? With so many questions about the wig-buying process, it can feel overwhelming. The options for wigs these days are almost endless, and that’s why we’re going to talk about choosing the right wig today. So you can feel confident in the type of wig you choose for yourself.
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JBuds Air True Wireless Earbuds by JLab offer something many audiophiles have been waiting for – quality and affordability. While most truly wireless earbuds – GOOD wireless earbuds, anyway – range from $100 all the way to almost $300, JBuds Air True Wireless Earbuds combine quality and affordability, with a line of truly wireless earbuds that range from $49.99 to $69.99. This combination of quality and value makes them an excellent choice for the budget-minded sound enthusiast.
The JBuds Aire True Wireless Earbuds line from JLabs Audio is the most popular budget-friendly earbud line on the market today. In fact, it’s the #1 truely wireless earbud under $100. The JBuds Air line of wireless earbuds offers three models to choose from – the JBuds Air, JBuds Air Sport, JBuds Air Icon, and JBuds Air Executive. Each of these models is designed to fit their user’s lifestyle perfectly, offering great sound, price, and staying power; a combination any audio enthusiast will love.
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