4 Family Factors to Answer the Question, “Should Both Parents Work?”

Parents are often faced with a hard decision about whether they want to continue working after children enter the picture. There are pros and cons to either scenario. Here are some of the factors that you should consider to help you decide if both parents need to work.

Increased Earning Potential

Your family may be in a situation in which you require two incomes to pay your monthly expenses. Sticking with the career may be the best decision at this point. You don’t want to put yourself into a situation in which you’re unable to make ends meet. This isn’t good for you or your kids. It could also be detrimental to your career to take a step back at this point. You don’t want to stunt your career development when you’re just starting to get ahead.

Health Insurance Considerations

It can often be expensive to provide health insurance for the whole family. A family plan typically costs more than just the individual benefits offered by your employer. It may be more cost effective to only cover your kids on your health insurance. Some families will even purchase separate health insurance for the kids to help with reducing costs. One parent may find themselves working just to pay rising healthcare costs.

Better Mental Health Outlook

Staying home with the kids only for company can often lead to depression. Many parents find that they can engage better with their kids when they work. This is likely due to the fact that they have the opportunity to have adult interaction. Taking a little time away from your family can actually be good for your mental well-being. You have a chance to continue to be yourself away from the role of being a parent. Working can also make you feel better about yourself. You have a sense of accomplishment and pride every day.

More Social Opportunities

When you stay home with the kids, you become your kids’ world. Offering them the opportunity to go to daycare gives them the chance to meet other kids. If this isn’t something that you’re comfortable with, you can always find a nanny. This would allow your kids to stay in their own home without you having to be with them. A nanny could be a happy medium for your family. Kids that interact more with others tend to develop their social skills faster.

There is no wrong answer when it comes to deciding whether both parents should work. In fact, there may be more benefits for you and your kids if you stick with your career.

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